{"id":326,"date":"2019-10-21T12:32:11","date_gmt":"2019-10-21T11:32:11","guid":{"rendered":"http:\/\/hub.salford.ac.uk\/cfs\/?page_id=326"},"modified":"2023-08-22T09:27:23","modified_gmt":"2023-08-22T08:27:23","slug":"the-team","status":"publish","type":"page","link":"https:\/\/hub.salford.ac.uk\/cfs\/the-team\/","title":{"rendered":"The Team"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\">Dr. P\u00e5l Vik <\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Pal-Vik-002-N901-1024x1024.jpg\" alt=\"\" class=\"wp-image-1097\" style=\"width:469px;height:469px\" width=\"469\" height=\"469\" srcset=\"https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Pal-Vik-002-N901-1024x1024.jpg 1024w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Pal-Vik-002-N901-300x300.jpg 300w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Pal-Vik-002-N901-150x150.jpg 150w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Pal-Vik-002-N901-768x768.jpg 768w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Pal-Vik-002-N901-1536x1536.jpg 1536w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Pal-Vik-002-N901-2048x2048.jpg 2048w\" sizes=\"(max-width: 469px) 100vw, 469px\" \/><\/figure>\n\n\n\n<p><strong>Director<\/strong>&nbsp;<\/p>\n\n\n\n<p><strong>E:<\/strong>&nbsp;<a href=\"mailto:p.m.vik@salford.ac.uk\" target=\"_blank\" rel=\"noreferrer noopener\">p.m.vik@salford.ac.uk<\/a>&nbsp;<strong>T:<\/strong>&nbsp;+44 (0)161 295 2841&nbsp;<\/p>\n\n\n\n<p>Dr P\u00e5l Vik, Director of CFS, has nearly&nbsp;15 years of&nbsp;research and consultancy&nbsp;experience. He specialises in the&nbsp;nature and determinants&nbsp;financial exclusion, the effectiveness of financial inclusion interventions and the impact and sustainability of microfinance initiatives. Dr Vik has worked&nbsp;on over 40 projects&nbsp;for local government, foundations and EU institutions, including&nbsp;the European Commission, Friends Provident Foundation,&nbsp;Esm\u00e9e&nbsp;Fairbairn Foundation, Carnegie UK Trust, Leeds City Council and Manchester City Council.&nbsp;In 2011, together with Prof Dayson, he&nbsp;drafted the European Code of Good Conduct for Microcredit Provision,&nbsp;which is now a requirement for accessing EU microfinance funding. He is a member of the Steering Group overseeing the Code.&nbsp;He has written over a dozen academic papers, including conference papers and journal articles.&nbsp;In 2017, he was awarded the 2017 Reg Mathews Memorial Prize for a paper on&nbsp;Social Return on Investment.&nbsp;in 2008, he won the&nbsp;European Microcredit Research Award for a paper on the sustainability of the UK CDFI sector, written with Prof Dayson.&nbsp;<\/p>\n\n\n\n<p>He is currently conducting case study research on French financial inclusion policy for Fair4All Finance and analysing a large scale subprime consumer credit database for DataOnDemand with a colleague from Seattle Pacific University. Dr Vik also hosts the &#8220;<a href=\"https:\/\/open.spotify.com\/show\/1UzVrSIPRzChokvJbkk4N7\">Innovation in Financial Inclusion<\/a>&#8221; podcast.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Andrew Wallace MSc<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2023\/03\/Andrew-Wallace-023-N977-1024x1024.jpg\" alt=\"\" class=\"wp-image-1123\" style=\"width:468px;height:468px\" width=\"468\" height=\"468\" srcset=\"https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2023\/03\/Andrew-Wallace-023-N977-1024x1024.jpg 1024w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2023\/03\/Andrew-Wallace-023-N977-300x300.jpg 300w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2023\/03\/Andrew-Wallace-023-N977-150x150.jpg 150w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2023\/03\/Andrew-Wallace-023-N977-768x768.jpg 768w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2023\/03\/Andrew-Wallace-023-N977-1536x1536.jpg 1536w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2023\/03\/Andrew-Wallace-023-N977-2048x2048.jpg 2048w\" sizes=\"(max-width: 468px) 100vw, 468px\" \/><\/figure>\n\n\n\n<p><strong>Graduate researcher<\/strong>&nbsp;<\/p>\n\n\n\n<p><strong>E:&nbsp;<\/strong><a href=\"mailto:j.m.curtis@salford.ac.uk\" target=\"_blank\" rel=\"noreferrer noopener\">a.d.wallace@salford.ac.uk<\/a>&nbsp;<strong>T:<\/strong>&nbsp;+44(0) 161 295 5804&nbsp;<\/p>\n\n\n\n<p>Andrew Wallace joined CFS as a Graduate Researcher in April 2022. Mr Wallace has an MSc in Banking &amp; Finance from Manchester Metropolitan University and a&nbsp;BA(Hons)&nbsp;in History with Economics&nbsp;from the University of Hull.&nbsp;Previously he worked at Rosebridge Financial Advisers providing research in investments, pensions, and insurance. Since joining CFS, he has worked on&nbsp;a study of the cost-of-living crisis delivered by Fair4allfinance .&nbsp;Mr Wallace has experience in conducting qualitative research interviews and analysing survey data.&nbsp;<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Pro&nbsp;Karl Dayson&nbsp;FHEA FRSA<\/strong>&nbsp;<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Photo-COL-3-683x1024.jpg\" alt=\"\" class=\"wp-image-1100\" style=\"width:447px;height:670px\" width=\"447\" height=\"670\" srcset=\"https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Photo-COL-3-683x1024.jpg 683w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Photo-COL-3-200x300.jpg 200w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Photo-COL-3-768x1152.jpg 768w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Photo-COL-3-1024x1536.jpg 1024w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Photo-COL-3-1365x2048.jpg 1365w, https:\/\/hub.salford.ac.uk\/cfs\/wp-content\/uploads\/sites\/107\/2022\/10\/Photo-COL-3-scaled.jpg 1707w\" sizes=\"(max-width: 447px) 100vw, 447px\" \/><\/figure>\n\n\n\n<p><strong>Chair<\/strong>&nbsp;<\/p>\n\n\n\n<p><strong>E:<\/strong>&nbsp;<a href=\"mailto:k.t.dayson@salford.ac.uk\" target=\"_blank\" rel=\"noreferrer noopener\">k.t.dayson@salford.ac.uk<\/a>&nbsp;<strong>T:<\/strong>&nbsp;+44 (0)161 295 2827&nbsp;<\/p>\n\n\n\n<p>Prof Karl Dayson&nbsp;is the chair and cofounder of CFS.&nbsp;Prof Dayson has 20 years\u2019 experience working on numerous research and evaluation projects&nbsp;on microfinance and financial exclusion.&nbsp;In 1999, together with Bob Paterson and other colleagues,&nbsp;Prof Dayson&nbsp;developed a model for lending to low-income, financially households, called Community Reinvestment Trusts (CRTs). He subsequently helped&nbsp;set up over a dozen of CRTs across the UK.&nbsp;He co-drafted the Code of Good Conduct for Microcredit Provision and the methodology of compliance with Dr Vik. Prof Dayson is an internationally recognised specialist in microfinance and financial inclusion having written in excess of 40&nbsp;reports, and&nbsp;has&nbsp;published over 20 journal articles and conference proceedings and three books in the field.&nbsp;<\/p>\n\n\n\n<p>Prof Dayson is currently advising the European Commission on microfinance policy as a member of the steering group for European Code of Good Conduct for Microcredit Provision<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Dr. P\u00e5l Vik Director&nbsp; E:&nbsp;p.m.vik@salford.ac.uk&nbsp;T:&nbsp;+44 (0)161 295 2841&nbsp; Dr P\u00e5l Vik, Director of CFS, has nearly&nbsp;15 years of&nbsp;research and consultancy&nbsp;experience. He specialises in the&nbsp;nature and determinants&nbsp;financial exclusion, the effectiveness of financial inclusion interventions and the impact and sustainability of microfinance initiatives. Dr Vik has worked&nbsp;on over 40 projects&nbsp;for local government, foundations and EU institutions, including&nbsp;the [&hellip;]<\/p>\n","protected":false},"author":176,"featured_media":814,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-326","page","type-page","status-publish","has-post-thumbnail","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.4 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The Team - Community Finance Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/hub.salford.ac.uk\/cfs\/the-team\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The Team - Community Finance Solutions\" \/>\n<meta property=\"og:description\" content=\"Dr. P\u00e5l Vik Director&nbsp; E:&nbsp;p.m.vik@salford.ac.uk&nbsp;T:&nbsp;+44 (0)161 295 2841&nbsp; Dr P\u00e5l Vik, Director of CFS, has nearly&nbsp;15 years of&nbsp;research and consultancy&nbsp;experience. 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